Over a half a century ago, the primary form of retirement security was
Social Security, coupled with an employer-provided pension. Today,
pensions are offered by only a small fraction of employers, and
employees are instead encouraged to save for their retirement in 401-K
or similar plans. 1) How has it impacted the
duties and responsibilities of the employee?  2) As we look to future trends
in employment law, what is another area where we may see a similar
trend in the shifting of responsibilities when it comes to employee
benefits? 3) What do you think will be some challenges that employers will be faced with in the next few years with respect HR?

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